Se Habla Español
Flexible Insurance, Financing & Payment Options in Santa Maria, CA
Removing financial stress from your family’s smile; no insurance required.
At Brilla Dental Group on North Broadway, financial concerns never stand between your family (ages 13+) and quality oral healthcare. Whether you hold a private PPO plan or pay out-of-pocket, our 100% bilingual team provides complete price transparency and zero surprise fees.
New Patient Special
$79 Dental Exam & X-Rays
If you’re seeking an affordable, natural approach to restoring your oral health and improving your quality of life, start with us for just $79 for your initial dental exam and digital x-rays in Santa Maria, CA.
Our skilled dentists adopt a “whole mouth” philosophy, creating a customized, budget-conscious care plan that supports your journey toward optimal oral health and a confident smile.
We also offer easy insurance coverage verification!
New Patient Special
$79 Dental Exam & X-Rays
If you’re seeking an affordable, natural approach to restoring your oral health and improving your quality of life, start with us for just $79 for your initial dental exam and digital x-rays in Santa Maria, CA.
Our skilled dentists adopt a “whole mouth” philosophy, creating a customized, budget-conscious care plan that supports your journey toward optimal oral health and a confident smile.
We also offer easy insurance coverage verification
Free Initial Exam Offer
Explore your treatment options with zero initial financial commitment
Cash & PPO Options Available
Warm, full-scope care with transparent pricing and flexible options for every patient.
PPO Maximization
We handle all paperwork and help you use benefits before they expire
Flexible Financing
Interest-free monthly options through CareCredit, Cherry, LendingClub, and Alphaeon
Cash & PPO Options Available
High-Standard Care With Transparent Options
At Brilla Dental Group, every patient receives the same level of clinical excellence, modern equipment, respectful service, and personalized care—whether you have private insurance or are paying out of pocket.
- Complete Transparency: We provide clear, upfront treatment estimates and explain all available payment options before care begins.
- Comprehensive Dental Care: From routine cleanings and preventive care to fillings, extractions, and advanced treatments, we provide solutions tailored to your needs.
- Flexible Payment Options: Our team helps you understand available financing and payment solutions so you can move forward with confidence.
Se Habla Español: Nuestro equipo bilingüe le explicará detalladamente sus opciones de tratamiento y pago de manera clara y sencilla.
PPO Dental Insurance Providers We Work With
Accepted PPO Insurance Providers
Aetna Dental
Aflac
Ameritas
Anthem / Blue Cross Shield Affiliates
Assurant
Cigna Dental
Delta Dental
Guardian
Humana
Liberty Dental Plan
MetLife
Mutual of Omaha
Premera
Physicians Mutual
Principal
Sun Life Financial
TRICARE Dental Program (TDP)
United Concordia
United
Healthcare Dental
Don’t see your specific insurance carrier listed? Call us at (805) 922-5122. We work with nearly all plans that allow you the freedom to select your own dentist.
Financing & Payment Options
Flexible Payment Plans Tailored to Your Budget
If a procedure isn’t fully covered by insurance, or if you need extensive restorative or cosmetic care, you shouldn’t have to delay treatment. We partner with top healthcare financing lenders to break your payments into manageable monthly installments.
CareCredit
Promotional 0% interest plans for short-term treatment needs.
Cherry
Quick, soft-credit-check approvals with high approval rates and flexible terms.
LendingClub
Comprehensive extended payment plans for major dental work & implants.
Alphaeon Credit
Specialized lines of credit designed for cosmetic and restorative dentistry.
Flexible Financing & Direct Payment Methods
To help break major dental procedures, cosmetic work, or emergency care into manageable monthly installments, we partner with top healthcare lenders and accept all standard digital payment types:
| Third-Party 0% Interest Financing | Direct & Digital Payment Options Accepted |
| CareCredit: Short-term promotional 0% interest plans. | Cash & Personal Check |
| Cherry: Fast soft-credit approvals with high authorization rates. | VISA, MasterCard, American Express |
| LendingClub: Extended plans for dental implants & full restorative work. | Apple Pay & Google Pay |
| Alphaeon Credit: Tailored lines of credit for cosmetic dentistry. | Samsung Pay |
PPO Dental Insurance
Maximize Your PPO Benefits Before They Expire
If you have employer-provided or private PPO dental insurance, we make sure you get every dollar’s worth of value out of your hard-earned benefits. Most PPO plans feature an annual maximum benefit that resets every calendar year on December 31st—meaning unused coverage is lost forever.
PPO Coverage at a Glance
Preventive Care
Routine cleanings, exams, and digital X-rays are typically covered 80% to 100%
Basic Restorative
Fillings and root canals are usually partially covered (typically 70% to 80%).
Major Procedures
Crowns, bridges, dentures, and implants are often covered up to 50%.
Our PPO Service Guarantee
01
Upfront Benefits Review
We verify your plan details before your visit to prevent surprise bills.
02
Direct Claim Submissions
We handle all claim filings and follow-ups on your behalf.
03
PPO vs. HMO Clarity
While HMO plans restrict choice and rely on rigid networks, PPO plans allow you to see our experienced doctors while still using your coverage effectively.
How It Works
Our 4-Step Stress-Free Billing Process
We keep every financial discussion completely confidential, respectful, and clear.
01
Coverage Review
We confirm your insurance details prior to your arrival.
02
Personalized Treatment Planning
You receive a detailed cost breakdown showing insurance contributions vs. out-of-pocket costs before any procedure starts.
03
Claims Processing
We submit all claims directly to your provider so you don’t have to deal with paperwork.
04
Transparent Billing
Any remaining balance is clearly explained, with convenient monthly options available.
For Uninsured & Cash Patients
In-House Membership Dental Plan
No dental insurance? Self-employed or retired? Our In-House Dental Savings Plan provides affordable, comprehensive coverage directly through our practice without third-party interference.
Zero Deductibles
Start saving on day one without meeting restrictive minimum spend amounts.
No Waiting Periods or Pre-Authorizations
Receive immediate care for urgent pain or treatment without waiting months for insurance approval.
No Claim Denials
Direct care decisions made strictly between you and your doctor.
Preventive Care Covered
Enrollees receive annual dental exams, cleanings, and low-radiation X-rays, plus exclusive discounts on all restorative and cosmetic procedures.
Frequently Asked Questions
Frequently Asked Questions About Dental Costs & Insurance
What dental insurance does Brilla Dental Group accept in Santa Maria?
We accept the vast majority of major PPO dental insurance plans. We also offer third-party financing through CareCredit, Cherry, LendingClub, and Alphaeon, as well as cash and major credit card payment options.
What is the main difference between PPO and HMO dental plans?
PPO (Preferred Provider Organization) plans offer freedom to choose your dentist and generally cover a portion of care across many practices. HMO (Health Maintenance Organization) plans restrict you to a narrow list of network providers with fixed copays but limited treatment options.
Will I receive the same care if I pay out of pocket or use private insurance?
Absolutely. At Brilla Dental Group, every patient receives the exact same high-quality, gentle dental care, advanced diagnostic imaging, and respectful service regardless of their insurance type.
How can I afford dental care in Santa Maria if I don't have insurance?
We offer an In-House Membership Savings Plan specifically designed for cash-paying and uninsured patients aged 13+, alongside 0% interest financing options through CareCredit, Cherry, LendingClub, and Alphaeon.
Can I get an estimate of costs before starting treatment?
Yes. We provide written, itemized cost estimates prior to beginning any dental work, ensuring you understand exactly what your insurance covers and what your out-of-pocket balance will be.
What payment methods do you accept at your Santa Maria office?
We accept Cash, Personal Checks, VISA, MasterCard, American Express, Apple Pay, Google Pay, and Samsung Pay.
Is a free exam available for new patients?
Yes. We offer a Free Initial Dental Exam for new patients aged 13 and older to help explore treatment options without financial commitment.
Let Us Handle the Details So You Can Focus on Your Smile
Have questions about your insurance benefits or need help setting up a payment plan? Contact Brilla Dental Group today.
Visit Us
1846 N Broadway #B, Santa Maria, CA 93454
Languages
English | Español
Office Hours
Mon – Thur: 7:30am – 4:30pm
Sat-Sun: Closed